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Our solutions are customized to fit the way you do business.

We understand that a “one size fits all” approach cannot effectively address the needs of companies in specialized industries. That’s why we offer a variety of stored-value technologies and services that can be applied in many creative ways to provide unique solutions to unique businesses.

Your customers expect to be able to do a lot more than just sell plastic gift cards.

Sales of digital gift cards (email and mobile gift cards) are growing at 200% per year. With Smart Transaction Systems, your app can…

Be compatible across multiple sales channels.

Your app can be compatible with gift cards sold in-store, online, and through gift card malls.

Expand your format options.

Support multiple card types: email, mobile, and physical cards.

Do instant e-gift activations.

Instantly create, activate, and send a digital gift card from any device.

And we’ve got a highly customizable Loyalty platform that allows you to offer customer loyalty programs to online and brick & mortar merchants. Our system takes care of all of the business logic for you. We keep track of everything from points to reward levels.


For merchants that want to stay connected with their customers, we have prefab card registration pages and we can also automate event (e.g. birthday) rewards with cash or point rewards. Our integration with Constant Contact gives the merchant the option to create email campaigns to their customers.

With our APIs, your app can support any or all of the following transaction types:

There’s a lot more to a fully-functional gift card solution than adding and removing funds.

Gift Card Activation

Add a dollar value from the card.

Gift Card Redemption

Remove a dollar value from the card.


Void a transaction in a batch on the same day.

Force Sale

Deduct remaining value if requested sale exceeds the balance.

Balance Inquiry

Check the remaining dollar or point balance on a card.

Digital Card Activation

We generate the card number and add value to it.

Loyalty Accrual

Add points to the card/account.

Loyalty Redemption

Deduct points from the card/account.

Cardholder Statement

Full gift and loyalty transaction history with current balance.

Cardholder Registration

Add contact info to a card/account by including that information w/ transactions.

Use our existing web pages to round out your program.

We make it easy to embed the following pages into a merchant’s website.

Card Balance Pages

Customers visit this page to check their gift card balance.

Cardholder Statement Pages

Customers can view their transaction history on this page.

Cardholder Registration Page

Customers (or merchants) can visit this page to register their cards.

Online Gift Card Store

Merchants can sell gift cards from a gift card store on their website.

Facebook Integration

Merchants can add a gift card store to their Facebook page

APIs & Developer Libraries

Integration is everything in our business so we have made it our goal to make it as easy as possible for you to add allow your users to process gift and/or loyalty cards in your app. With our developer’s libraries and APIs, you can complete testing and development quick and easily.



iOS / Swift 3

Microsoft Visual Studio

None of the Above (XML)

Contact us today to get started creating your perfect solution.